Your Credit Report

Your Credit Report and score matter. Your credit profile is just one factor that lenders use when making decisions to lend you credit and the interest rate they decide to charge you. With My Credit Tracker you:

  • Get access to your Credit Report, credit score and rating at any time. Access online or request paper copies.
  • We'll also send you a credit statement twice a year with an overview of your monthly credit scores and, if your score's declining, practical steps you could take to improve it.

Your Credit Score

Your credit score is shown on your Credit Report and is calculated using information from your credit profile. Scores range from 0 to 999. The higher your score, the easier you should find it to borrow money or buy goods on credit. A high score also makes getting a better deal or paying a lower interest rate much easier.

  • Get your credit score and see how you compare to the rest of the UK.
  • Take our online credit assessment to understand what's behind your current score and how you could potentially improve it.







Reasons to check your credit report

*After your 30 day free trial, a monthly membership fee of £7.99 (which includes VAT and is equivalent to £95.88 per year) will be billed to the payment details you provide us. You can cancel your membership at any time by calling 0344 381 4165. If you cancel within your free trial no fees will be payable. If you cancel after your free trial, no further monthly fees will be payable from the date of cancellation. However, no monthly fees already paid will be refundable.

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